Lion's Share Government Employees

At Lion's Share as a wealth management firm we know retirement planning can feel daunting and even more so for federal employees. Financial planning for retirement is different for the public sector than for people employed in the private sector. The benefits system for government employees can be complex. However, it provides some benefits that most workers in the private sector do not have.

Government employees have unique needs that are not addressed by most generic retirement financial planning. If you are planning for retirement, you need to be familiar with all of the regulations and rules. The entire process can be a bit complicated.

We specialize in helping you maximize and take full advantage of your benefits, as well as help you avoid potentially devastating mistakes or elections that could cost you thousands of dollars over the course of your retirement. We work with a number of federal employees and members of the military, advising on a multitude of employment and benefit decisions.

Benefit programs from the Federal Government are extensive, complex, and sometimes unique, depending on your branch, post, and years of service. Lion's Share advisors can help you understand and gain the greatest value from the benefits and programs you have earned.

Choose a Lion's Share Advisor

Your Lion's Share advisor would like to start planning years before your separation from service because we believe being proactive about your future helps ensure you will have the resources you need for an enjoyable retirement.

If you are a federal employee considering early retirement, we will work with you to determine if early retirement is feasible and, if so, draft a road map to get you there. As part of our planning, your Lion's Share advisor will help you create a budget for retirement, calculate your retirement income, and address potential red flags utilizing the Quadrant System.

 

 

Capabilities

Your wealth management plans should determine what insurance coverage is right for you. At Lion's Share goal is to align your coverage.

A long-term care insurance policy can help cover the costs associated with long-term care.

Lion’s Share College Planning assist families in choosing the right financial vehicle to save for their children's higher education.

Benefits

TSP Management

Deciding what to do with your TSP account when you leave federal employment to retire, or for any other reason, will depend on the level of control you want to have over the account. If you are looking for growth. Looking outside the TSP can provide better outcomes.

Remember money is a tool that allows people live the life they want. The creation of a financial plan will give you power over your money to live the kind of lifestyle you want. A financial plan tracks income and expenses.

 

Identify Potential Retirement Income Sources

Before you retire, you need to establish a retirement plan that will provide an adequate income stream and sustainable portfolio withdrawals for up to 25 or 30 years. A Lion's Share advisor can help you identify all your retirement resources, including Social Security, benefits, and estimate how long your retirement assets will last based on your budget, timeline and other assumptions.

Asset Allocation Analysis

Having an asset allocation done by a Lion's Share advisor is one of the most important factors that can help determine the rate of return on your investments. It is an investment strategy that uses the following three things to determine how much of your money should be in cash, bonds and stocks.